Every year, thousands of Nigerians require Proof of Fund (POF) for different purposes — from studying abroad, securing immigration visas, to winning business contracts and tenders.
In all these cases, you must provide verifiable financial evidence that you have the required funds. But the process can be stressful, confusing, and time-sensitive.
That's where POF NG comes in. We provide legitimate, verifiable Proof of Fund and investment certificate documents tailored to your specific needs:
If your Schengen checklist from last year said "3 months of bank statements," throw it away. Several of the busiest Schengen consulates in Nigeria — Spain, France, Italy, Portugal, Greece, and the Czech Republic — have moved to requesting six months of bank statements, and applicants who show up with three are getting documents-incomplete refusals.
This guide covers the new statement expectations, the per-country daily amounts for 2026, and how to present a Nigerian bank statement that survives a European consular review.
The New Statement Rules at a Glance
- Six months of statements for Spain, France, Italy, Portugal, Greece, Czechia — three months remains the floor elsewhere
- Statements must be stamped by the bank (or meet the consulate's e-statement rules) and be recent — typically issued within days of your appointment
- Officers examine balance consistency, not just the closing figure — a large deposit shortly before applying is the classic refusal trigger
- In practice, consulates want to see 1.5×–2× the minimum calculation to consider you financially stable
How Much Money Per Country (2026)
Each Schengen state sets a daily subsistence figure. Multiply by your trip days, then add flights and accommodation if unpaid:
| Country | Daily requirement | 10-day trip (funds alone) |
|---|---|---|
| France | €120/day (€65 if hotel prepaid) | €650 – €1,200 |
| Spain | €113/day (min. €1,130 regardless of trip length) | €1,130 |
| Italy | €30 – €65/day by trip length | €300 – €650 |
| Portugal | €40/day + €75 per entry | €475 |
| Greece | €50/day (min. €300) | €500 |
| Germany | ~€45 – €60/day | €450 – €600 |
With flights and hotels, a realistic 10-day Schengen file from Nigeria shows ₦4m – ₦8m in consistent, explainable funds. Remember the 1.5–2× stability expectation before deciding your statement is "enough."
Where to Apply in Nigeria
- France — TLScontact (Lagos/Abuja)
- Spain — BLS International
- Germany, Italy, Netherlands, Austria, Sweden, Norway and others — VFS Global
Appointment scarcity is real, especially for Spain and France in travel season — book the appointment first, then use the waiting weeks to season your statement properly.
Chat us Via Whatsapp to Get up to ₦500 million Proof of fund Today.
Whether you are applying for studentship, business deals, contracts, student visas, and immigration, we can fund you.
What a Passing Nigerian Statement Looks Like
- Six months of history from a major commercial bank (the banks consulates recognise)
- Consistent balances that match your declared income — salary inflows, normal spending, no zero-crashes
- A bank attestation letter alongside the statement — Schengen posts lean on these heavily; see the difference between statements, bank letters, and proof of funds
- Documented sources for any large credit — a source-of-funds explanation turns a red flag into a footnote
- Travel insurance (€30,000 minimum cover), flight reservation, and accommodation matching your stated trip cost
Using a Sponsor for a Schengen Visa
Spain, France, and Italy accept sponsored applications: the sponsor (in Nigeria or in Europe) provides their statements plus a notarised declaration of support (France uses the attestation d'accueil; Spain the carta de invitación). Even sponsored, bring your own statement showing personal financial life — an empty applicant account undermines the file.
The Six-Month Problem — Solved Legitimately
The shift from three to six months doubled the runway Nigerians need. If your account can't show six clean months yet, do not reach for shortcuts — European consulates verify statements with Nigerian banks, and a deception finding is shared across all Schengen states.
POF NG builds compliant files the legal way: funding in top Nigerian banks, genuine history built forward, attestation letters included, sized to your destination's daily rates with the stability buffer consulates expect. Message us on WhatsApp at 08103669924 with your destination and travel date, or start with the proof of funds calculator. For the broader picture, see our Schengen visa proof of funds guide.
Official Resources
Victoria Ajetomobi
Victoria is an expert study abroad and visa consultant with years of experience helping Nigerian students and professionals navigate complex proof of funds requirements.
Chat with Victoria
